冤亲债主 与 地基主
Karmic Creditors & Earth Spirit
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《地基主》
每一处山川、树木、房舍等皆有鬼神所居，长阿含经卷二十《世纪经–忉利天品第八》中，经文记载：“一切人民所居舍宅，皆有鬼神无有空者”。这些地基主多为守护灵，宜恭敬对待，人若修行善法，见正信行，具十善业，则不为鬼神触犯，获百千神护。
《冤亲债主》
在我们累劫的轮回中，往昔曾杀害、伤害、亏欠过的一切有情众生, 都是我们的冤亲债主。 （注：有情即一切有心识、有感情、有见闻觉知之生命体）
世人都害怕面对冤亲债主来向我们讨债，如何化解这份冤结呢？承蒙地印法师开示，我们可以奉请冤亲债主、地基主等一切因缘众生，来一起闻法共修。
《梁皇宝忏超度大法会》提供了一个难得的机会，让我们登记及奉请冤亲债主、地基主等因缘众生，一同出席法会，借此让彼等有机会闻法并皈依三宝，增长功德。
通过这个法会，我们以至诚恳切的心，向冤亲债主举忏悔过，并以礼拜三宝、诚心忏悔、为众生祈福、发菩提心等一切功德回向，如此将圆满地与冤亲债主解冤释结；而冤亲债主、地基主们甚至会成为我们的护法，守护着我们，让家宅得到护佑，平安顺遂。
Earth and Residence Spirits
There are spirits in every mountain, river, tree, and residence. According to the Dīrgha Āgama, “Every residence in which humans dwell is never free from spirits.” These residence spirits are mostly guardian devas, worthy of our respect. If we cultivate compassion, adhere to the Right View, and practice the Ten Good Deeds, we need not fear the spirits. Instead, we will be protected by these countless beings.
Karmic Creditors
In our many past lives, all the sentient beings that we have killed, hurt, or harmed would be considered our karmic creditors. Most people are afraid of the day these karmic creditors return, demanding repayment. So, how should we clear these karmic debts?
According to Master Diyin, we should invite all sentient beings with whom we have karmic connections, including our karmic creditors and residence spirits, to listen to the Dharma and cultivate together.
The Emperor Liang Repentance Dharma Assembly provides us with a rare opportunity to register and make offerings to all of these spirits and beings. By gathering them at this Dharma Assembly, we give each other the chance to learn the Dharma, take refuge in the Triple Gem, and accumulate good merits.
Through this Dharma Assembly, we sincerely repent for our actions toward our karmic creditors, pay homage to the Triple Gem, pray for the well-being of all sentient beings, and dedicate all our merits to them. In doing so, we can resolve and settle our karmic debts. At the same time, our karmic creditors and residence spirits may even become our protectors, safeguarding us and our homes.